You're all set up. Start by adding an account and your first bill.
⚠️ Bills need payment confirmation
Some recurring bills passed their due date without being confirmed as paid or not.
Press N for new bill
🛡️
Unlock Finance Commander to view your budget
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Finance Commander
Display Settings
Theme
Layout
Mobile uses larger touch targets and a bottom navigation bar.
Accessibility
Accessible Vision Mode is active
Makes text, buttons, navigation, forms, and financial records larger and easier to read. Your financial data is not changed in any way.
Light and Dark themes remain separate. This setting stays active after reload and can be turned off at any time using this toggle or the Exit button in the Menu panel.
Unlock
User Key
⚠️ Switching keys only changes which backup vault this device points to — it won't touch data already on this device. But if you then restore a backup, that restore replaces this device's local data completely. Back up anything on this device first if you need to keep it.
Keep this private. You need it to access Finance Commander on another device or browser.
Profiles & Backup
Appearance
Mobile uses larger buttons, bigger touch targets, and a bottom navigation bar. Both styles support Light/Dark/System via the theme button in the header.
Profiles
Export
Backup
Advanced Recovery Options
Restore
Receipt photos load automatically as you open each one. On a new device, you can pull all of them down at once instead:
Your User Key
The key that links this device to your backup vault — you'll need it to link another device (like a phone).
Danger Zone
💼 Business Expense Journal
Financial Analysis
Working…
Starting…
Share UPC Data
Thank you for sharing! Scanning your product database…
Preparing…
Thank You! 🙌
Sync Conflict Detected
Reset App?
This will permanently erase all data on this device — every bill, account, profile, payment, password, and user key. The app will reload fresh.
Server backups are not affected. Your data on the server will remain intact.
Confirm Reset
Type RESET in the box below to continue.
Last Warning
You are about to permanently erase everything on this device. This action cannot be undone.
Click Erase Everything only if you are absolutely sure.
Add Bill
Add Expense
Receipts
Link a Receipt
Pinch or scroll to zoom · drag to pan · double-tap to reset
Record Payment
Payment Arrangement
Installments
Account Ledger
Add Deposit
🎙Finance Commander
Record Notes
READY
NO TAPE LOADED
RECORDED
00:00:00
SESSION
00:00:00
VOX Saved
00:00:00
LVL
CLIP
Mode
Quality
1.0×
5
Storage
Recordings used—
Available (quota)—
📼 Library
No recordings yet.
🔬 Diagnostic Log
Press Refresh to load log entries.
Start New Recording?
The current tape
(recording)
will be saved to the library and ejected from the deck.
📝Take Notes
Select a note from the list, or tap + New Note to start writing.
🛡️ 10% Reserve Transfer
Income received
10% required →
💵 Record Withdrawal —
🛡️ Reserve History
💰 Expected Monthly Income
Enter your expected take-home income for the next 30 days. Finance Commander uses this to calculate how much is safe to spend after bills and your 10% reserve.
⚙️ Budget Settings
This account receives your 10% income reserve. It should be separate from your spending accounts.
Default is 10%. Each income deposit will require this percentage to be transferred to your Reserve Account.